According to Murphy’s Law, anything that can possibly happen WILL happen. And it happened to us. CREDIT CARD FRAUD! Some asshole thought he was being cute and charged $7k of KLM plane tickets to our card that s/he lifted after I made a purchase at the Fair & White website. We never hit our limit, and it just so happens it went $97 dollars over our $8k limit on AmEx, and when I went to buy a $10 metrocard on an emergency, it rejected in the machine. We also got a suspicious statement that there was no payment due.
We called in a hot minute and the very nice customer service agent questioned us that our spending pattern was off (by the thousands) and when we confirmed that we didn’t know about any airline tickets they immediately stopped the card and is reissuing us a new one with a brand new statement that has the fraudulent charge off. Now we have to go through this whole hellfire of filling out an affidavit, waiting for official papers to come in, and a new card is coming in 10 business days. When it comes to fraud and the credit card companies, it’s never as easy as that (they are doing an investigation as we speak). So I told mom not to be shocked if she has to fork over the money if AmEx is unwilling to believe us. I know that the number could have been lifted by the usual sites we shop at which is Amazon and Sephora, but the dates according to the agent seem probable it was when I ordered from Mitchell Group Cosmetics (Fair & White’s parent company). Their site may be unsafe so avoid it like the plague.
If anybody has any advice, I’d really welcome it so feel free to drop a comment.